ClaimSensorClaimSensor
Pawn America logo

Pawn America

Pawn America $3.185M Data Breach Class Action Settlement

No proofData Breach15 days left

Last reviewed Jun 18, 2026 · details verified against the official settlement notice.

Who qualifies?

People who lived in the U.S. at the time of the September 2021 Pawn America data breach and whose information may have been compromised — including anyone who got an October 2021 notice from Pawn America, Payday America, or PAL Card. You need the Claim ID & PIN from that notice.

  • Lived in the U.S. at the September 2021 breach and had info potentially compromised (Pawn America / Payday America / PAL Card customer)
  • Have the Claim ID & PIN from your October 2021 notice letter (required to file)
  • Receipts/statements required only for the up-to-$5,000 documented-loss tier

What is this settlement about?

Pawn America agreed to a $3,185,000 non-reversionary settlement (In re Pawn America Consumer Data Breach Litigation, District of Minnesota) over a September 2021 breach in which an unauthorized party accessed files containing names, Social Security numbers, driver's license and passport numbers, government IDs, dates of birth, and financial account information. The brand is operated by three related defendants that shared customer systems — Pawn America Minnesota (pawn shops), Payday America (short-term loans), and PAL Card (prepaid debit cards) — so customers of any of the three may be affected. Pawn America denies wrongdoing.

Who's excluded: Excluded are the presiding judge, Pawn America directors and officers, and anyone who validly opts out by June 5, 2026. Self-prepared documents alone aren't sufficient for the documented-loss tier.

How much can you get?

  • Classwide cash — $30 (+$50 California)

    $30 for any valid claim with your Claim ID & PIN — no further documentation. California residents (Sep/Oct 2021) add $50, for $80 total. Amounts may adjust pro rata by claim volume.

  • Documented losses — up to $5,000

    Reimbursement for documented out-of-pocket losses traceable to the breach (fraud charges, identity theft, professional fees, credit freeze/monitoring, postage/mileage). Requires third-party documentation; can be claimed on top of the cash payment.

How to file your claim

  1. 1Open PawnAmericaSettlement.com and enter the Claim ID & PIN from your notice letter.
  2. 2Select the $30 classwide cash (and $50 California, if eligible) and/or upload documentation for losses up to $5,000.
  3. 3Submit online or postmark by July 6, 2026.

Important dates

  1. Opt-out / objection deadlineJune 5, 2026
  2. Claim form deadlineJuly 6, 2026
  3. Final approval hearingSeptember 9, 2026, Minneapolis, MN

When will payments be made?

Payments are made after the court grants final approval at the September 9, 2026 hearing and any appeals are resolved.

Frequently asked questions

Do I need proof for the Pawn America settlement?+

You need the Claim ID & PIN from your notice letter — that serves as verification. No further documentation is needed for the $30 (or $80 in California) cash payment; receipts are required only for the up-to-$5,000 documented-loss payment.

How much can I get?+

$30 classwide (plus $50 if you lived in California in Sep/Oct 2021 = $80), and on top of that up to $5,000 for documented out-of-pocket losses.

I only used Payday America or a PAL Card — am I covered?+

Yes. Pawn America, Payday America, and PAL Card shared the same customer systems, so customers of any of the three affected by the September 2021 breach are class members.

Is the Pawn America settlement legit?+

Yes. This is a real, court-authorized class action settlement (In re Pawn America Consumer Data Breach Litigation). ClaimSensor links only to the official settlement website and verifies every listing against the official administrator — we never collect your claim or charge a fee.

Official sources

ClaimSensor is not a law firm and does not provide legal advice or represent claimants. We are not affiliated with the settlement administrator unless explicitly stated. Eligibility and payment amounts are not guaranteed. All claims are processed and paid by the official settlement administrator. Submit truthful information — claims are filed under penalty of perjury.