Lemonade $10.5M Data Disclosure Class Action Settlement

Living U.S. residents whose personal information (e.g. driver's license number) was compromised in the Lemonade quote-platform data exposure between April 2023 and September 18, 2024 — about 190,000 people who were sent breach notices in April and June 2025.

• Living U.S. resident whose info was compromised in the Lemonade exposure (Apr 2023 – Sep 18, 2024)
• Typically need the Class Member ID from your April/June 2025 postcard notice to file
• Documentation required only for the up-to-$10,000 documented-loss tier

Lemonade, Inc. and Lemonade Insurance Agency agreed to a $10.5 million settlement (In re Lemonade, Inc. Data Disclosure Litigation, S.D.N.Y.) over a data exposure on Lemonade's online insurance quote platform. Between April 2023 and September 18, 2024, cybercriminals allegedly entered information into the quote system and obtained personal data — including driver's license numbers — of roughly 190,000 people. The suit asserts negligence, violation of the Driver's Privacy Protection Act, and violation of New York General Business Law § 349. Lemonade denies wrongdoing but settled to avoid the costs and risks of trial. (This is separate from the earlier, closed Lemonade life-insurance privacy settlement.)

Who's excluded: Limited to living U.S. residents who were sent a breach notice. Self-prepared documents alone aren't sufficient proof for loss claims; expenses already reimbursed don't qualify.

• Pro rata cash — no receipts

  A pro rata cash payment from what remains of the $10.5M fund after costs and approved loss claims. No receipts needed, though you generally need the Class Member ID from your postcard notice to file. Amount depends on how many claims are filed.

• Documented losses — up to $10,000

  Reimbursement of up to $10,000 for documented, unreimbursed losses incurred on/after April 1, 2023 that are more likely than not traceable to the exposure. Requires reasonable documentation; a rejected loss claim converts to the cash-fund payment.

• 3 years monitoring + $1M insurance — automatic

  Every class member gets three years of three-bureau credit monitoring and up to $1M in identity-theft insurance — no claim form; activate with the code in your notice after final approval.

1. 1Open the official claim form at lemonadedatadisclosuresettlement.com and enter the Class Member ID from your notice.
2. 2Choose the pro rata cash payment and/or upload documentation for losses up to $10,000.
3. 3Submit online by 11:59 p.m. ET or postmark by September 8, 2026. Credit monitoring needs no claim form.

1. Opt-out / objection deadlineAugust 7, 2026
2. Claim form deadlineSeptember 8, 2026
3. Final approval hearingSeptember 10, 2026

Cash payments and monitoring enrollment begin only after the court grants final approval at the September 10, 2026 hearing and any appeals are resolved.

• Official settlement website & claim form
• Administrator: Kroll Settlement Administration
• Case: In re Lemonade, Inc. Data Disclosure Litigation · No. 1:25-cv-04106-JHR-KHP · U.S. District Court, Southern District of New York