This settlement is closed. The claim deadline was Jan 22, 2020, so you can no longer file a claim. It's shown here for reference — see open settlements you can still claim.

Equifax

Equifax Data Breach Settlement

No proofData BreachClosed

Last reviewed Jun 18, 2026 · details verified against the official settlement notice.

Who qualifies?

The roughly 147 million U.S. consumers whose information was exposed in Equifax's 2017 data breach. The initial claim period has closed — no new claims are accepted.

What is this settlement about?

Equifax agreed to a settlement of at least $425 million (and up to $700 million) with the FTC, CFPB, and states over its 2017 data breach, which exposed the personal information of about 147 million Americans. Class members could claim free credit monitoring (or, if already covered, an alternative cash payment), reimbursement of up to $20,000 for documented losses, and compensation for time spent. Equifax denied wrongdoing. The initial claim deadline was January 22, 2020. This settlement is closed.

Who's excluded: The claim period is closed. People not affected by the 2017 breach were not covered.

How to file your claim

  1. 1Confirm you meet the eligibility criteria above.
  2. 2Open the official claim form and enter your contact and payment details.
  3. 3Submit before the deadline and keep your confirmation number.

Important dates

  1. Claim deadline (CLOSED)January 22, 2020
  2. Extended/restricted claims periodEnded 2024

When will payments be made?

The claim window has closed. Approved class members received benefits after the settlement became final. No new claims are accepted.

Frequently asked questions

Can I still file an Equifax settlement claim?+

No. The claim deadline was January 22, 2020 and the claim period is closed. See the open settlements below for ones you can still claim.

Is the Equifax breach settlement legit?+

Yes — a real, court-authorized settlement of at least $425 million (In re: Equifax Inc. Customer Data Security Breach Litigation, N.D. Ga.), administered by JND Legal Administration.

How much did the Equifax settlement pay?+

Free credit monitoring (or an alternative cash payment), plus reimbursement of up to $20,000 for documented losses and time spent. Cash amounts were reduced pro rata due to the volume of claims.

Is the Equifax settlement legit?+

Yes. This is a real, court-authorized class action settlement (In re: Equifax Inc. Customer Data Security Breach Litigation), administered by JND Legal Administration. ClaimSensor links only to the official settlement website and verifies every listing against the official administrator — we never collect your claim or charge a fee.

Official sources

ClaimSensor is not a law firm and does not provide legal advice or represent claimants. We are not affiliated with the settlement administrator unless explicitly stated. Eligibility and payment amounts are not guaranteed. All claims are processed and paid by the official settlement administrator. Submit truthful information — claims are filed under penalty of perjury.