# State Farm $15.6M Arkansas Total Loss Class Action Settlement

> State Farm — Insurance class action settlement.

## Key facts
- Company: State Farm
- Category: Insurance
- Estimated payout: ~$489 average
- Proof required: No proof
- Claim deadline: Aug 19, 2026
- Coverage: Arkansas
- Case: Chadwick v. State Farm Mutual Automobile Insurance Co.
- Official claim form: only available with the notice ID mailed to class members
- ClaimSensor page: https://www.claimsensor.com/state-farm-settlement

## Who qualifies
Arkansas State Farm auto policyholders who received a total-loss vehicle claim payment that allegedly applied improper 'typical negotiation' adjustments, underpaying the vehicle's value, during the class period.

## How to file your claim
1. Review your settlement notice — class members are identified from State Farm's records.
2. If a claim form is required, submit it (online or by mail) per your notice by the deadline.
3. Keep your address current so your payment reaches you.

## Disclaimer
ClaimSensor is not a law firm and does not provide legal advice or file claims on your behalf. Eligibility and payment amounts are not guaranteed. All claims are processed and paid by the official settlement administrator. Always verify details on the official settlement site before filing.